Awesome article. If it is any consolation, you are NOT ALONE. Three years ago, I let my significant other look at my credit card statement. When she asked "How many subscriptions do you have?" I made a list. That list I made missed so many subscriptons that I had forgotten about! Key highlights: 1) Microsoft Azure subscription for $50 a month that I had forgotten about. 2)Extra domains that I was never using 3)Annual fee credit cards (Apparently I never did really need the Amex Platnium card for $550 a month!). It actually took over a year to find all of the subscriptions and everytime a new one appared I got a phone call that started with "Did YOUUUUU...."

My significant other taught me that "Subscriptions" are bad and that mantra is now ingrained in my mind.

My subscription activity, then snowballed into an entire financial overhaul. I now have a spreadsheet that is updated daily with all of the transactions. It takes 10 minutes and shows where the cash is going. This has been extremely helpful. Over the years I have tried various versions of Quicken, YNAB and now Personal Capital for budgeting. Those web sites NEVER helped me understand cash flow and a full budget. This excel spreadsheet is now showing me a full picture.

One of the final "therapeutic" items I have had to do is to reduce my Starbucks consumption. That is a "Subscription" whether it looks like it or not and so far that reduction is contributing to the cash flow.

In the end, I addressed this problem at 48 years of age (three years ago now), I am glad to see that you did it well before I did. Congrats!